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Savings Goal Planner
Got a goal? Tell us how much, by when, and we'll work out exactly how much you need to put aside (every week, fortnight, and month) to get there.
Put aside per month
$417
Per fortnight
$192
Per week
$96
Projection
You contribute
$10,000
Interest earned
$0
Final balance
$10,000.00
Assumes monthly compounding and consistent contributions. Real returns will vary, especially if your "expected return" comes from investments rather than cash savings.
Knowing the number is the easy part. Hitting it every month is the rest. Set it as a goal in KeaBudget →
Saving questions, answered
- How much should I save each week?
- It depends on your goal and how long you've got. Enter a target amount and date above and the planner works out the weekly, fortnightly and monthly amount to hit it. As a general rule, aiming for around 20% of your take-home toward savings is a solid target.
- How do I save for a house deposit in NZ?
- Work backwards: set your deposit target and the date you want to buy, and the planner tells you the weekly amount. KiwiSaver can also be used toward a first-home deposit, so factor that in alongside your own savings.
- How big should my emergency fund be?
- A common target is three months of essential expenses, kept somewhere safe and easy to reach. Even a $1,000 to $2,000 starter buffer stops an unexpected bill from becoming debt while you build toward the full amount.
- Does the planner account for interest?
- Yes. It can project compounding interest on your savings over the timeline, so you can see how much the bank does for you versus how much you need to contribute yourself.
Want the bigger picture? Our guide on how much you should save walks through the 50/30/20 rule for Kiwis.
Know the target. Now track the progress.
KeaBudget is live now, the free budget tracker built for Kiwis, with automatic savings-goal tracking coming soon. Come and set up your budget today.
Start using KeaBudget →