Build log
Updates
Weekly notes on what's shipping, what the numbers look like, and where KeaBudget is headed. No fluff. RSS.
Compare your spending, period by period
Line up two periods side by side and see how each category changed, with plain-English insights on what crept up and what you trimmed.
Read the full post →Share your budget with a partner or flatmate
Invite a partner or flatmate to view your budget, read-only. They see your spending, budgets and goals without being able to change anything, and you can remove access any time.
Read the full post →Four more free NZ calculators: PIR, emergency fund, compound interest and Working for Families
Four new free, no-login, no-ads calculators built on current NZ figures: find your KiwiSaver PIR, size an emergency fund, project compound growth, and estimate your Working for Families payments.
Read the full post →New: an ideas board where you decide what we build
Suggest a feature, a free calculator, an improvement or a bug fix, and upvote the ones you want most. The ideas with the most votes help shape what gets built next.
Read the full post →Import once, remember forever: merchant memory for CSV imports
Stop re-categorising the same shops every time you import. Categorise a merchant once and KeaBudget remembers it, auto-filling the category on every future import.
Read the full post →Budget by your pay cycle, not just the calendar month
Most Kiwis are paid weekly or fortnightly, so a monthly budget fights your actual rhythm. You can now budget by your pay cycle and see how many days your money needs to last until payday.
Read the full post →Contractor or permanent? See the real difference
A new free tool: compare a contract rate against a salary, take-home both ways, the break-even rate to match your pay, and exactly what you gain and give up.
Read the full post →Snowball or avalanche? See which clears your debt faster
A new free tool: add your debts, pick an extra payment, and compare the snowball and avalanche methods side by side, including how much interest each one saves.
Read the full post →Split the flat bills without the flat meeting
A new free tool: add your flatmates and shared bills and see exactly what each person owes per week, split evenly or weighted by room size or income.
Read the full post →How many years until you've saved a house deposit?
A new free tool: see how long it'll take to save a first-home deposit, including your KiwiSaver first-home withdrawal, at the rate you actually save.
Read the full post →How much rent can you actually afford?
A new free tool: see the weekly rent you can comfortably afford, worked out on your real take-home pay (not gross), on your own or with a flatmate.
Read the full post →New ways to see where your money is heading
Your dashboard now shows a 12-month income-vs-spending trend, per-category trend sparklines, and clearer budget bars, so you can spot what's creeping up at a glance. It loads faster, too.
Read the full post →Your transactions now have a home of their own
A dedicated, full-width Transactions page where you can search, filter, and page through everything you've recorded, without the rest of the dashboard in the way. It's lighter and quicker to load too.
Read the full post →Transfers between your own accounts, sorted automatically
Moving money between your accounts used to show up as both spending and income, throwing your totals off. KeaBudget now spots those matched pairs and lets you mark them as transfers in one tap.
Read the full post →A heads-up before the bill lands
Rent, power, insurance, that streaming sub you forgot about. KeaBudget now gives you a nudge a few days before a recurring bill is due, by email or a browser notification, so a tight week doesn't catch you out.
Read the full post →Import from any NZ bank, no column-matching
Paste a CSV export from any major NZ bank and KeaBudget now works out the columns for you: dates, amounts, descriptions, even Debit/Credit indicators. ANZ, BNZ, Westpac, Kiwibank, TSB, ASB and Wise all just work.
Read the full post →Share your spending breakdown (without sharing the dollars)
Create a public link that shows your spending mix as a clean donut, by percentage. Great for comparing notes with friends or flatmates, and your actual dollar amounts never leave your account.
Read the full post →Never get caught out by rego, rates or insurance again
Lumpy once-a-year bills wreck a monthly budget. KeaBudget's new sinking funds tell you exactly how much to set aside each pay so the money is there when the bill lands.
Read the full post →Launch day: KeaBudget is open to everyone
KeaBudget is live and free for every Kiwi. Track your money, set budgets, split flat bills, import your bank CSV, and pull a tax-year summary. Here's what shipped.
Read the full post →Bank sync, and the freemium plan
Akahu auto-sync is the big NZ-only feature on the roadmap. The original plan was freemium; updated June 2026, it'll be an optional paid add-on while manual entry and CSV import stay free.
Read the full post →Day 1. KeaBudget is live (just barely)
The waitlist is up. Three domains pointed at one origin. Two free tools shipping today: a NZ take-home pay calculator and a savings goal planner. The actual budget tracker doesn't exist yet, that's what's coming.
Read the full post →Week 2. The landing page earns its keep
Two free tools shipped this week (a pay calculator and a savings planner) plus a devlog and an admin view. Why? Because a waitlist for a product that doesn't exist is a leap of faith most people won't take.
Read the full post →Kia ora, we're live
The waitlist is officially open. Here's what KeaBudget is, why we're building it, and how it'll roll out over the next eight phases.
Read the full post →