Never get caught out by rego, rates or insurance again
Lumpy once-a-year bills wreck a monthly budget. KeaBudget's new sinking funds tell you exactly how much to set aside each pay so the money is there when the bill lands.
Rates, car rego, WOF, insurance, Christmas. They don't arrive monthly, so they don't fit a monthly budget. They turn up in one big hit and blow the week apart.
The fix is an old one: a sinking fund. Put a little aside each pay so the money is already sitting there when the bill comes. The annoying part has always been the maths.
So KeaBudget does the maths. Tell it the bill, when it's due, and how often you're paid, and it shows exactly what to set aside each week, fortnight or month. A progress bar tracks how close you are, and for bills that repeat, "mark paid" rolls it forward to the next one and starts the next round.
You'll find it on the Goals page, under "Lumpy bills". Add your rego and rates and see what a difference a few dollars a pay makes.
Built in the open, as always. Tell us what you think at hello@keabudget.co.nz.